What we protect
Coverage withclarity. Insurance solutions designed to support your business, your employees, and the work you do every day.
01 Business Insurance Property, general liability, liquor liability, umbrella, cyber, professional liability, and tailored package solutions designed around your operations and contractual needs.
General liability and property Business owners and package policies Liquor liability Umbrella and excess liability Discuss your needs 02 Workers’ Compensation Placement, payroll guidance, loss-control support, and renewal strategy for employers navigating California’s workers’ compensation market.
Carrier and program placement Payroll and classification guidance Experience modification review Renewal and loss-control strategy Explore workers’ comp 03 Employee Benefits Practical group health options that balance meaningful employee coverage, plan access, and your company’s budget.
Group medical coverage Plan and network comparisons Enrollment guidance Renewal review and support Discuss your needs 04 Commercial Auto Coverage for company cars, service vehicles, vans, pickups, and commercial fleets, tailored to how your business uses its vehicles.
Liability and physical damage Hired and non-owned auto Fleet and driver review Commercial vehicle placement Discuss your needs 05 Employment Practices Liability Coverage options that may help protect your business against covered employment-related claims, including allegations of discrimination, harassment, retaliation, and wrongful termination.
Discrimination and harassment claims Retaliation and wrongful termination Defense-cost protection Standalone and packaged options Discuss your needs 06 Cyber Liability & Data Breach Insurance Coverage options that may help your business respond to covered data breaches, cyberattacks, network interruptions, and privacy-related claims.
Data breach response Cyber extortion and recovery Business interruption Privacy and network liability Discuss your needs 07 Professional Liability / Errors & Omissions Coverage options for covered claims alleging professional errors, omissions, negligence, or failure to deliver services as promised.
Errors and omissions claims Professional negligence allegations Defense costs and settlements Coverage tailored by profession Discuss your needs 08 Additional Coverage Options Specialized protection may be available to complement your core insurance program, depending on your operations and eligibility.
Equipment breakdown and food spoilage Crime and employee dishonesty Inland marine Special event insurance and surety bonds Discuss your needs