Retail and wholesale insurance

Protect your inventory
and your operation.

Insurance considerations for eligible California retailers, wholesalers, distributors, storefronts, and warehouses.

Built around the operation

Inventory connects property, products, transit, and income risk.

Retailers and wholesalers may face losses involving customers, products, inventory, theft, equipment, delivery, suppliers, data systems, and interruptions to normal operations.

We help businesses clearly describe what they sell, where products come from, how inventory moves, and how locations and employees support the operation.

Coverage considerations

A coordinated insurance program.

Coverage availability, limits, exclusions, and eligibility vary by carrier and risk characteristics.

01

Property and business income

Protection for eligible inventory, contents, tenant improvements, equipment, and covered interruption of business income.

02

General and products liability

Coverage for qualifying premises, operations, product, and completed-operations claims, subject to product eligibility and policy terms.

03

Inland marine and transit

Options for covered property moving between suppliers, warehouses, customer locations, trade shows, and other scheduled locations.

04

Crime and employee dishonesty

Coverage options that may address qualifying theft, forgery, funds-transfer fraud, and dishonest acts, subject to controls and policy terms.

05

Cyber liability and data breach

Protection for covered payment-system, privacy, ransomware, network, and business-interruption events.

06

Workers’ compensation and auto

Employee injury coverage plus protection for eligible owned, hired, or non-owned delivery and business vehicles.

Risk review

What we look at.

A focused review helps identify gaps, underwriting concerns, and information that may affect available options.

Prepare for a quote

Helpful documents.

Having these items available can make the submission and renewal process more efficient:

  • Current policies and declaration pages
  • Three-to-five-year currently valued loss runs
  • Sales by product and retail, wholesale, online, or delivery channel
  • Inventory and property values by location
  • Product, supplier, vehicle, driver, and payroll information

Request a quote

Let’s review your business.

Share a few basic details about your operation and coverage needs. JPG Insurance Services will follow up to discuss the next step.

Your information is transmitted securely to JPG Insurance Services and used to respond to your inquiry. Please do not submit Social Security numbers, payment-card information, or other sensitive personal information through this form.

This page provides general insurance information only and does not alter, extend, or guarantee coverage. Coverage is subject to underwriting approval and the terms, conditions, limitations, and exclusions of the issued policy.