Effective September 8, 2026
These Terms of Use govern your access to and use of this website operated by JPG Insurance Services, a DBA of JPG Insurance Brokers (“JPG,” “we,” “us,” or “our”). By using this website, you agree to these terms. If you do not agree, please do not use the website.
General information only
The information on this website is provided for general educational and informational purposes. It is not legal, tax, financial, risk-management, or individualized insurance advice. Insurance needs vary, and you should speak directly with a licensed insurance professional about your circumstances.
No coverage is bound through this website
Submitting a contact form, requesting a quote, sending an email, using Ask JPG, or otherwise communicating through this website does not bind, change, renew, extend, cancel, or confirm insurance coverage. Coverage becomes effective only when authorized by an insurer and confirmed in writing by an authorized representative, subject to all required applications, signatures, payments, underwriting requirements, and policy terms.
Do not rely on this website, email, voicemail, or an online submission to report an urgent claim, request same-day coverage, or make a time-sensitive policy change. Contact JPG directly and obtain written confirmation.
Quotes and market availability
Any indication, estimate, discussion, or quote is not a guarantee of coverage or price. Eligibility, limits, terms, premiums, and availability are subject to complete and accurate information, insurer underwriting, inspections, loss history, applicable law, and final carrier approval. Carrier appetite and market availability may change without notice.
Policy documents control
Website descriptions summarize selected insurance concepts and do not modify any policy. Coverage is governed solely by the actual policy, declarations, endorsements, exclusions, conditions, limits, and applicable law. If website content differs from an issued policy, the policy documents control.
Ask JPG assistant
Ask JPG uses artificial intelligence to provide general information. Its responses may be incomplete, inaccurate, or out of date and should not be treated as a quote, coverage determination, professional advice, or confirmation of policy terms. Do not submit confidential, regulated, or sensitive personal information through the assistant. Contact JPG directly for advice about a specific account, policy, claim, or coverage question.
Electronic communications and form submissions
You are responsible for ensuring that information you submit is accurate and that you are authorized to provide it. Electronic communications may be delayed, misdirected, filtered, or unsuccessful. Receipt of a message does not create an insurance contract, establish coverage, or require JPG or an insurer to act unless separately agreed in writing.
Please do not submit Social Security numbers, payment-card information, medical information, login credentials, or other sensitive personal information through general website forms or Ask JPG. Our handling of personal information is also described in our Privacy Policy.
Third-party websites and services
This website may link to websites, portals, tools, or services operated by insurers and other third parties. JPG does not control and is not responsible for their content, availability, security, privacy practices, or terms. A link does not necessarily constitute an endorsement.
Acceptable use
You may not misuse this website, attempt unauthorized access, interfere with its operation, submit malicious code, impersonate another person, use automated means to abuse its forms or services, or use the website for unlawful or fraudulent activity.
Intellectual property
The website’s original text, design, graphics, logos, and other content are owned by or licensed to JPG and are protected by applicable intellectual-property laws. You may view and print reasonable portions for your personal or internal business use, but may not reproduce, distribute, modify, or commercially exploit the content without prior written permission.
Disclaimer of warranties
To the fullest extent permitted by law, this website and its content are provided “as is” and “as available.” JPG does not warrant that the website will be uninterrupted, error-free, secure, or free of harmful components, or that all information will be complete, accurate, or current.
Limitation of liability
To the fullest extent permitted by law, JPG and its owners, employees, representatives, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of—or inability to use—this website, reliance on its content, or use of third-party links and services. Nothing in these terms excludes liability that cannot lawfully be limited or excluded.
Changes to these terms
We may update these Terms of Use periodically. Changes are effective when posted on this page, and the effective date above will be revised.
Governing law
These terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Any dispute will be subject to the courts with applicable jurisdiction in California.
Contact us
Questions about these terms may be directed to info@jpginsurances.com or (626) 699-4000.