Contractor insurance
Insurance considerations for eligible California contractors and skilled trades.
Built around the operation
A contractor’s insurance program should reflect the work performed, project size, subcontractor use, service area, vehicles, tools, payroll, and contractual requirements—not simply the business name.
We help contractors organize submissions, review certificates and coverage requirements, and evaluate the policies supporting both active work and completed operations.
Coverage considerations
Coverage availability, limits, exclusions, and eligibility vary by carrier and risk characteristics.
Protection for covered bodily injury and property damage claims arising from ongoing and completed operations, subject to classification and policy terms.
California employee injury protection supported by accurate trade classifications, payroll, experience modification, and subcontractor documentation.
Coverage for owned work vehicles, trucks, vans, trailers, and eligible hired or non-owned auto exposures.
Inland marine options for covered tools, mobile equipment, and property that moves between the shop, vehicles, and jobsites.
Project-specific options that may protect qualifying work, materials, and property during construction or installation.
Additional liability limits and qualifying license, permit, bid, performance, or payment bond solutions where available.
Risk review
A focused review helps identify gaps, underwriting concerns, and information that may affect available options.
Prepare for a quote
Having these items available can make the submission and renewal process more efficient:
Request a quote
Share a few basic details about your operation and coverage needs. JPG Insurance Services will follow up to discuss the next step.
This page provides general insurance information only and does not alter, extend, or guarantee coverage. Coverage is subject to underwriting approval and the terms, conditions, limitations, and exclusions of the issued policy.