Healthcare & professional offices

Protect your practice
and your people.

Insurance considerations for eligible California healthcare practices, clinics, professional firms, offices, and service organizations.

Request a quote Explore coverage considerations

Built around the operation

Professional organizations carry both service and operational risk.

Professional services, patient or client interactions, employee practices, sensitive data, specialized equipment, and contractual requirements can create exposures that do not belong in a single policy.

We help eligible healthcare organizations and professional offices coordinate commercial coverage and clearly present services, staffing, locations, credentials, procedures, and prior-acts information to appropriate markets.

Coverage considerations

A coordinated insurance program.

Coverage availability, limits, exclusions, and eligibility vary by carrier and risk characteristics.

Professional liability

Coverage options for covered allegations involving professional services, errors, omissions, or negligence; policy form and retroactive date matter.

General liability and property

Premises and operational liability paired with protection for contents, improvements, equipment, and covered business interruption.

Cyber liability and data breach

Options addressing covered privacy events, security incidents, response expenses, extortion, and network interruption.

Employment practices liability

Protection for covered employment allegations such as discrimination, harassment, retaliation, and wrongful termination.

Workers’ compensation

California employee injury protection supported by accurate classifications for clinical, professional, administrative, and field duties.

Commercial auto and umbrella

Coverage for owned, hired, or non-owned vehicle use and additional liability limits when appropriate.

Risk review

What we look at.

A focused review helps identify gaps, underwriting concerns, and information that may affect available options.

Professional services, procedures, licensure, credentials, and scope of practice
Claims-made policy dates, prior acts, and continuity of coverage
Patient or client volume, locations, staffing, and subcontractors
Data systems, payment processing, privacy controls, and incident response
Mobile services, transportation, vehicle use, contracts, and required limits

Prepare for a quote

Helpful documents.

Having these items available can make the submission and renewal process more efficient:

Current policies, declaration pages, and relevant endorsements
Three-to-five-year currently valued company and individual loss runs, when applicable
Provider or professional roster, licenses, CVs, and service descriptions
Annual revenue, payroll, employee count, and patient or client volume
Contracts, vehicle schedules, and completed carrier applications

Request a quote

Let’s review your business.

Share a few basic details about your operation and coverage needs. JPG Insurance Services will follow up to discuss the next step.

(626) 699-4000 info@jpginsurances.com

This page provides general insurance information only and does not alter, extend, or guarantee coverage. Coverage is subject to underwriting approval and the terms, conditions, limitations, and exclusions of the issued policy.

Protect your practiceand your people.